Insurance insights & resources

Expert guidance for Connecticut residents and businesses across all 27 states we serve

What Insurance Do Marinas Require From Ship Detailers?
Business Insurance

What Insurance Do Marinas Require From Ship Detailers?

Learn what Connecticut coast and Rhode Island coast marinas often require from ship detailing businesses before crews can work on-site.

I Insure CT Team · Aug 3, 2026

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Electrical Contractor Insurance With a Fleet: The 2026 Tri-State Operator's Guide
Electrical Contractor Insurance

Electrical Contractor Insurance With a Fleet: The 2026 Tri-State Operator's Guide

The complete 2026 insurance program for electrical contractors running 3+ service vehicles in CT, NY, and PA — commercial auto, workers' comp class 5190, GL, tools & equipment, umbrella, and how every coverage actually fits together.

I Insure CT Team · Jun 17, 2026
Electrical Contractor Insurance With a Fleet: The 2026 Tri-State Operator's Guide
Electrical Contractor Insurance

Electrical Contractor Insurance With a Fleet: The 2026 Tri-State Operator's Guide

The complete 2026 insurance program for electrical contractors running 3+ service vehicles in CT, NY, and PA — commercial auto, workers' comp class 5190, GL, tools & equipment, umbrella, and how every coverage actually fits together.

I Insure CT Team · Jun 17, 2026
Fintech E&O Insurance for Startups in Connecticut: The 2026 Founder's Guide
Fintech Insurance

Fintech E&O Insurance for Startups in Connecticut: The 2026 Founder's Guide

The complete 2026 E&O playbook for Connecticut fintech founders — what it covers, how it stacks with Cyber, Fidelity Bond, and FI Bond, what it costs by stage, and the MTL, BSA/AML, and partner-bank triggers that force you to buy it.

I Insure CT Team · Jun 17, 2026
Workers' Comp for Connecticut Truckers: Employees, Owner-Ops & Occupational Accident
Workers Compensation

Workers' Comp for Connecticut Truckers: Employees, Owner-Ops & Occupational Accident

CT requires workers' comp for any trucker with even one employee. Owner-ops have options — but occupational accident isn't a comp substitute. Here's the breakdown.

I Insure CT Team · Jun 16, 2026
Return-to-Work Programs: How Connecticut Businesses Cut Workers' Comp Costs 20-40%
Workers' Compensation

Return-to-Work Programs: How Connecticut Businesses Cut Workers' Comp Costs 20-40%

A documented return-to-work program is the highest-leverage workers' comp cost-reduction move for CT businesses. The complete playbook: how RTW lowers your e-mod, 8 modified-duty roles to pre-define, the one-page template, and the supervisor training.

I Insure CT Team · Jun 16, 2026
How Much Does Healthtech E&O Cost in CT? 2026 Pricing by Stage & Profile
Healthtech Insurance

How Much Does Healthtech E&O Cost in CT? 2026 Pricing by Stage & Profile

2026 Healthtech E&O + Cyber + Med Mal pricing for Connecticut startups, broken down by stage and clinical-involvement profile — what pure-SaaS, telehealth, and SaMD healthtechs actually pay, with the levers that move premium most.

I Insure CT Team · Jun 16, 2026
How Much Does Electrical Contractor Insurance Cost With a Fleet? (2026 Tri-State Pricing)
Electrical Contractor Insurance

How Much Does Electrical Contractor Insurance Cost With a Fleet? (2026 Tri-State Pricing)

Real 2026 pricing for electrical contractor fleet insurance in CT, NY, and PA — line by line, by shop size, with actual carrier-level benchmarks for commercial auto, workers' comp, GL, tools, and umbrella.

I Insure CT Team · Jun 15, 2026
How Much Does Fintech E&O Cost in CT? 2026 Pricing by Stage & Volume
Fintech Insurance

How Much Does Fintech E&O Cost in CT? 2026 Pricing by Stage & Volume

2026 Fintech E&O + Cyber + Fidelity Bond pricing for Connecticut startups, broken down by stage and annualized transaction volume — what pre-MTL, seed, and Series A fintechs actually pay, with the levers that move premium most.

I Insure CT Team · Jun 15, 2026
Cyber Risk Assessments & 2026 Underwriting for CT Mid-Market: The 12 Controls
Cyber Risk Assessment

Cyber Risk Assessments & 2026 Underwriting for CT Mid-Market: The 12 Controls

CT mid-market cyber underwriting 2026: 12 control domains, 5 gating controls, 2-3x premium/retention swings at identical revenue. Assessment process and 7 carriers.

I Insure CT Team · Jun 14, 2026
Film Production General Liability in CT: Limits, Sublimits & 2026 Premiums
Film Production Insurance

Film Production General Liability in CT: Limits, Sublimits & 2026 Premiums

CT film production GL covers third-party injury and property damage. Required municipal limits, the 4 sublimit traps, and 2026 premium ranges.

I Insure CT Team · Jun 14, 2026
The 5 Pitfalls of Connecticut's Film Tax Credit Program (and How to Plan Around Each One)
Connecticut Film Tax Credit

The 5 Pitfalls of Connecticut's Film Tax Credit Program (and How to Plan Around Each One)

Connecticut’s film tax credit is one of the most competitive in the Northeast, but it has five recurring traps that turn a 30% headline into a 22% reality. Here’s every pitfall, with the planning move that prevents it.

I Insure CT Team · Jun 13, 2026
Hot-Shot Trucking Insurance in CT: Coverage for Class 3-5 Operators
Hot Shot Trucking

Hot-Shot Trucking Insurance in CT: Coverage for Class 3-5 Operators

Hot-shot operators in CT — running a 1-ton dually with a gooseneck — face different insurance rules than Class 8 fleets. Here's what you actually need.

I Insure CT Team · Jun 13, 2026