Insurance insights & resources

Expert guidance for Connecticut residents and businesses across all 27 states we serve

Event Planner and Promoter Insurance in Connecticut: The Coverage Stack Behind the Contract
Event Insurance

Event Planner and Promoter Insurance in Connecticut: The Coverage Stack Behind the Contract

A practical insurance guide for Connecticut event planners and promoters managing venues, vendors, contracts, ticketed attendance, sponsorships and day-of operations.

I Insure CT Team · Jul 30, 2026

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How Much Does Workers' Compensation Insurance Cost in Connecticut in 2026?
Workers Compensation

How Much Does Workers' Compensation Insurance Cost in Connecticut in 2026?

A no-nonsense breakdown of what workers' comp insurance actually costs Connecticut businesses in 2026 — average rates, NCCI class codes by industry, real-world examples, and how to lower your premium.

I Insure CT Team · May 22, 2026
Dealer & Transporter Plates Insurance: The Tri-State Operator's Guide for Used Car Dealers, Wholesalers & Auto Transporters (2026)
Dealer Plates Insurance

Dealer & Transporter Plates Insurance: The Tri-State Operator's Guide for Used Car Dealers, Wholesalers & Auto Transporters (2026)

Dealer plates, transporter plates, and garage liability are three different policies — and most lots, wholesalers, and haulers in CT, NY, and PA are buying the wrong mix. The operator's guide to what each covers, who writes it, and what it really costs in 2026.

I Insure CT Team · May 22, 2026
How Much Does Dealer Plates Insurance Cost in 2026? (Real CT, NY & PA Pricing for Used Car Dealers)
Dealer Plates Insurance

How Much Does Dealer Plates Insurance Cost in 2026? (Real CT, NY & PA Pricing for Used Car Dealers)

What does dealer plates insurance actually cost in 2026? The 2026 pricing breakdown by operator size — single lot, mid-size, high-volume, wholesaler, single-truck transporter — across CT, NY, and PA, plus the eight factors that move premiums up or down.

I Insure CT Team · May 22, 2026
Dealer Plates vs. Transporter Plates vs. Garage Liability: What's the Difference (and Which Do You Actually Need)?
Dealer Plates Insurance

Dealer Plates vs. Transporter Plates vs. Garage Liability: What's the Difference (and Which Do You Actually Need)?

Dealer plates, transporter plates, and garage liability are three different policies — and most operators buy the wrong combination. A side-by-side comparison plus a decision tree for used car dealers, wholesalers, transporters, and service garages in CT, NY, and PA.

I Insure CT Team · May 22, 2026
Historic Hotels & Country Inns: Why Standard Insurance Fails
Hotel Insurance

Historic Hotels & Country Inns: Why Standard Insurance Fails

Why historic hotels and country inns get rejected by standard markets, the ITV gap that wrecks claims, and the AmWins and Normandy programs built for them.

I Insure CT Team · May 21, 2026
Ground-Up Construction Surety Bonds: What Contractors and Developers Need to Know
Surety Bonds

Ground-Up Construction Surety Bonds: What Contractors and Developers Need to Know

A complete guide to ground-up construction surety bonds — bid, performance, payment, and maintenance bonds — including costs, the application process, and the best carriers and MGAs for new commercial builds.

I Insure CT Team · May 21, 2026
Hotel Workers' Comp: Why Hospitality Is High-Risk
Hotel Insurance

Hotel Workers' Comp: Why Hospitality Is High-Risk

Why hotels run above-average WC risk, which class codes apply (9052, 9058, 8868, 9015), and the loss-control programs that drive premiums down.

I Insure CT Team · May 20, 2026
Connecticut Workers' Compensation Insurance: The Complete 2026 Guide for Business Owners
Workers' Compensation

Connecticut Workers' Compensation Insurance: The Complete 2026 Guide for Business Owners

Everything Connecticut business owners need to know about workers' compensation insurance in 2026 — who needs it, what it costs, how rates are set, how to lower your premium, and the mistakes that cost CT businesses thousands every year.

I Insure CT Team · May 19, 2026
Life Insurance in Hartford: The Complete 2026 Guide for Connecticut Families
Life Insurance

Life Insurance in Hartford: The Complete 2026 Guide for Connecticut Families

Everything Hartford and West Hartford families need to know about life insurance in 2026 — types of policies, average rates by age, how much coverage you need, and what makes Connecticut different from other states.

I Insure CT Team · May 19, 2026
Hotel Spa & Salon Liability: Abuse & Pro Coverage
Hotel Insurance

Hotel Spa & Salon Liability: Abuse & Pro Coverage

Why hotel spas and salons need professional liability, abuse & molestation, and pesticide coverage beyond standard GL — and what the AmWins program includes.

I Insure CT Team · May 19, 2026
The Hotel Insurance Submission Checklist for Underwriters
Hotel Insurance

The Hotel Insurance Submission Checklist for Underwriters

Exactly what goes in a hotel insurance submission: ACORD forms, 5-year loss runs, Resort Comprehensive Profile, amenity supplementals, and underwriter timelines.

I Insure CT Team · May 18, 2026
AmWins Destination Resorts Program: A Hotelier's Guide
Hotel Insurance

AmWins Destination Resorts Program: A Hotelier's Guide

A deep dive on the AmWins Program Underwriters Destination Resorts & Hotels program — eligibility, included coverages, $25K minimum, and how to access it.

I Insure CT Team · May 17, 2026