Insurance insights & resources

Expert guidance for Connecticut residents and businesses across all 27 states we serve

Trade Credit Insurance for Food & Beverage Companies Facing Tariff Risk
Business Insurance

Trade Credit Insurance for Food & Beverage Companies Facing Tariff Risk

Tariffs, delayed payments, and buyer concentration can squeeze food and beverage margins. Learn how trade credit planning can protect growth.

I Insure CT Team · Aug 10, 2026

All articles

Vacant Warehouse Insurance in Connecticut: The 2026 Owner's Guide
Vacant Warehouse Insurance

Vacant Warehouse Insurance in Connecticut: The 2026 Owner's Guide

Vacant warehouse insurance in Connecticut: vacancy clauses, security, sprinklers, utilities, inspections, carrier appetite, costs, and claim problems.

I Insure CT Team · Jul 16, 2026
A Sewer Backup That Touched 5 Policies: A Real Plumbing Claim Walkthrough
Plumbing Claim Case Study

A Sewer Backup That Touched 5 Policies: A Real Plumbing Claim Walkthrough

A composite-but-realistic plumbing claim: a routine drain cleaning job triggered a $312,000 sewer backup loss that touched five different insurance policies. Here's exactly how it unfolded — and what the plumber's policies did and didn't do.

I Insure CT Team · Jul 16, 2026
Anatomy of a Cannabis Insurance Declarations Page — Every Line Decoded (Composite Walkthrough)
Cannabis Business Insurance

Anatomy of a Cannabis Insurance Declarations Page — Every Line Decoded (Composite Walkthrough)

A composite Connecticut cannabis insurance declarations page, line by line, with plain-English translations of every section — Named Insured, Coverage Forms, Limits, Deductibles, SIR, Endorsements, Exclusions. The boring document that decides whether your claim gets paid.

I Insure CT Team · Jul 16, 2026
How Much Does Sports and Recreation Insurance Cost in Connecticut?
Sports and Recreation Insurance

How Much Does Sports and Recreation Insurance Cost in Connecticut?

Cost guide for Connecticut sports and recreation insurance, including liability, participant accident, cyber, property, workers comp and umbrella pricing factors.

I Insure CT Team · Jul 15, 2026
A $740K Fire in a Connecticut Strip Center: How the Landlord's Insurance Claim Actually Paid Out
Commercial Real Estate Insurance

A $740K Fire in a Connecticut Strip Center: How the Landlord's Insurance Claim Actually Paid Out

Composite claim walkthrough: a $740K Connecticut strip-center fire and how landlord property, lessor’s risk, loss of rents, tenant insurance, and lease controls responded.

I Insure CT Team · Jul 15, 2026
Cannabis Lessors Risk vs. Standard Commercial Property in Connecticut: Why Your Existing Policy Won't Cover a Cannabis Tenant
Cannabis Real Estate

Cannabis Lessors Risk vs. Standard Commercial Property in Connecticut: Why Your Existing Policy Won't Cover a Cannabis Tenant

Adding a cannabis tenant usually does not extend a standard property policy. This side-by-side comparison explains the exclusions, sub-limits, premium differences, and why cannabis lessors risk coverage is not interchangeable.

I Insure CT Team · Jul 15, 2026
The Commercial Landlord Insurance Submission Checklist: What Underwriters Need Before They Quote
Commercial Real Estate Insurance

The Commercial Landlord Insurance Submission Checklist: What Underwriters Need Before They Quote

Commercial landlord insurance submission checklist for Connecticut building owners: tenant schedule, building values, lease requirements, photos, systems, losses, and vacancy.

I Insure CT Team · Jul 14, 2026
Cyber Insurance

Funds Transfer Fraud and Invoice Manipulation Coverage for Manufacturers

How manufacturers should insure and prevent funds transfer fraud, invoice manipulation, vendor impersonation, and payment instruction scams.

I Insure CT Team · Jul 14, 2026
The 7 Best Cannabis Insurance Carriers Writing in Connecticut (2026)
Cannabis Business Insurance

The 7 Best Cannabis Insurance Carriers Writing in Connecticut (2026)

Seven specialty carriers do the bulk of cannabis underwriting in Connecticut today. Each writes differently, prices differently, and excels at different operations. Here's the honest 2026 breakdown of who writes what and when each carrier is the right fit for a CT operator.

I Insure CT Team · Jul 14, 2026
Best Lessor's Risk Insurance Carriers for Connecticut Commercial Landlords in 2026
Commercial Real Estate Insurance

Best Lessor's Risk Insurance Carriers for Connecticut Commercial Landlords in 2026

Best lessor’s risk insurance carriers for Connecticut commercial landlords in 2026, including standard markets, specialty options, and carrier fit by tenant type.

I Insure CT Team · Jul 13, 2026
Contractor's Pollution Liability for Plumbers: The Coverage Most Plumbers Skip (And Shouldn't)
Contractor Pollution Liability

Contractor's Pollution Liability for Plumbers: The Coverage Most Plumbers Skip (And Shouldn't)

Contractor's Pollution Liability is the single most-skipped coverage in plumbing — and the one that bankrupts the most plumbers. Here's exactly what it covers, when it triggers, and why your GL won't save you on a sewer backup claim.

I Insure CT Team · Jul 13, 2026
The Free 90-Day Cannabis Insurance Renewal Countdown Calendar (Connecticut Operator Worksheet)
Cannabis Business Insurance

The Free 90-Day Cannabis Insurance Renewal Countdown Calendar (Connecticut Operator Worksheet)

A free 90-day countdown calendar that maps every action a Connecticut cannabis operator should take before a policy renewal — gather, review, shop, decide, bind. Print it, post it on the wall, work backwards from the renewal date. No email gate.

I Insure CT Team · Jul 13, 2026